A Novel Approach for Payment Systems in Accordance with Fingerprint Authentication
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Abstract
Background/Objectives: Currently in the developing countries like India, the scenario of monetary transactions is rapidly moving towards cashless payments. Cashless payment modes include the vanishing debit card system, mobile wallets, UPI, and contactless cards.
Methods/Statistical analysis: To use above stated payment modes, either there is a need of mobile phone or a contactless card or both. So, to eliminate these limiting approaches it requires primarily two aspects one is fund security and the other is customer comfort.
Findings: So, to deal with both the aspects listed above a system can be implemented by incorporating proposed fingerprint payment system. The Finger print payment system is considered to have the safest and most secure operation in comparison with all other biometric authentication systems.
Improvements/Applications: The proposed system will greatly enhance customer comfort by providing easiness in any kind of payment by just a tap of a finger, further security aspects can be dealt with inclusion of several proposed protection measures.
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