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[1] IETF RFC 4226, HOTP: An HMAC-Based One-Time Password Algorithm, Dec. 2005. [2] Mohammad Mannan, P. C. Van Oorschot, “Security and Usability: The Gap in Real-World Online Banking”, NSPW?07, North Conway, NH, USA, Sep. 18-21, 2007. [3] Sang-Il Cho, hoonjae Lee, Hyo-Taek Lim, Sang-Gon Lee, “OTP Authentication Protocol Using Stream Cipher with Clock-Counter”, October, 2009. [4] Amandeep Choudhary, Shweta Rajan, Akshata Shinde, Siddeshwar Warkhade, Prof. F.S. Ghodichor, “Online Banking System using Mobile-OTP with QR-code”, IJARCCE, vol.6, 4 April, 2017. [5] ISO/IEC 18004:2000 – Information Technology – Automatic Identification and Data Capture Techniques – BarCode Symbology – QR Code, 2000. [6] Abhas Tandon, Rahul Sharma, Sankalp Sodhiya, P.M.Durai Raj Vincent, “QR code based secure OTP distribution scheme for Authentication in Net-Banking”, International Journal of Engineering and Technology,5(3):2502-2505, June, 2013. [7] Qiu-xia Wang; Tie Xu; Pei-zhou Wu, "Application research of the AES encryption algorithm on the engine anti-theft system," Vehicular Electronics and Safety (ICVES), 2011 IEEE International Conference on, vol., no., pp.25,29, 10-12 July 2011. [8] J. S. Tan, “QR code,” Synthesis Journal, Section 3, pp. 59-78, 2008. [9] M.L.T. Uymatiao, W.E.S. Yu, “Time-based OTP Authentication via Secure Tunnel (TOAST): A Mobile TOTP Scheme Using TLS Seed Exchange and Encrypted Offline Keystore,” IEEE, 2014, pp 225–229. [10] Jose Rouillard, “Contextual QR Codes”, Proceedings of the Third International Multi-Conference on Computing in the Global Information Technology (ICCCGI2008), Athens, Greece, July 27-August 1, 2008. [11] Bwalya, M., & Chembe, C. (2020, February 21). A Security Framework for Mobile Application Systems: Case of Android Applications. Zambia ICT Journal, 3(2), 31–43. https://doi.org/10.33260/zictjournal.v3i2.84 [12] Saurabh Shinde, Amar Bhegade, Anita Salve, & Chitra Bhosale, Prof. Shalaka Deore. (2015, December 17). Mobile based Anti-Phishing System using Secure QR Code. International Journal of Engineering Research And, V4(12). https://doi.org/10.17577/ijertv4is120289 [13] P.S.V, D., P, D., & SK, D. (2020, January 25). An Enhanced Mutual Authentication Scheme using One-Time Passwords with Images. International Journal of Computer Trends and Technology, 68(1), 45–51. https://doi.org/10.14445/22312803/ijctt-v68i1p111 [14] Choudhary, A., Rajak, S., Shinde, A., Warkhade, S., & F.S., P. G. (2017, April 30). Online Banking System using Mobile-OTP with QR-code. IJARCCE, 6(4), 657–661. https://doi.org/10.17148/ijarcce.2017.64125 [15] Amoah, G. A., & J.B., H. A. (2022, October 20). QR Code Security: Mitigating the Issue of Quishing (QR Code Phishing). International Journal of Computer Applications, 184(33), 34–39. https://doi.org/10.5120/ijca2022922425
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