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A Novel Approach for Payment Systems in Accordance with Fingerprint Authentication

Mr. Piyush Suthar, Ms. Neha Pandya, , ,

Affiliations
1: Information Technology Department, SPCE, Sankalchand Patel University, Visnagar, India ; 2: Computer Engineering Department, GPERI, Gujarat Technological University, Mehsana, India

:10.22362/ijcert/2021/v8/i03/v8i0302

Abstract

Currently in the developing countries like India, the scenario of monetary transactions is rapidly moving towards cashless payments. Cashless payment modes include the vanishing debit card system, mobile wallets, UPI, and contactless cards. To use above stated payment modes, either there is a need of mobile phone or a contactless card or both. So, to eliminate these limiting approaches it requires primarily two aspects one is fund security and the other is customer comfort. So, to deal with both the aspects a system can be implemented by incorporating proposed fingerprint payment system. If we consider Finger print payment system, then it is the safest and secure one among all other biometric authentication systems [1]. The proposed system will greatly enhance customer comfort by providing easiness in any kind of payment by just a tap of a finger, further security aspects can be dealt with inclusion of several proposed protection measures.

Citation

Mr. Piyush Suthar,Ms. Neha Pandya."A Novel Approach for Payment Systems in Accordance with Fingerprint Authentication". International Journal of Computer Engineering In Research Trends (IJCERT), ISSN: 2349-7084, Vol.8, Issue 03,pp.57-60, March- 2021, URL :https://ijcert.org/ems/ijcert_papers/V8I302.pdf,

Keywords : Authentication, Biometric, Fingerprint recognition, Payment, Transaction

References

[1]	T.Sabhanayagam, Dr. V. Prasanna Venkatesan and Dr. K. Senthamaraikannan, “A Comprehensive Survey on Various Biometric Systems”, International Journal of Applied Engineering Research Volume 13, Number 5 (2018) pp. 2276-2297.
[2]	https://www.statista.com/outlook/296/119/digital-payments/india#market-users
[3]	Domingo, D. Chan, A.Watson (2000) "Smart card research and advanced applications" Series: IFIP International Federation for Information Processing, Springer, 2000,Vol. 52
[4]	N.Galy, B.Charlot, and B.Courtois (2007) "A Full Fingerprint Verification System for a Single-Line Sweep Sensor" IEEE Sensors Journal, 2007,Vol. 7, pp. 1054-1065
[5]	www.htgadvancesystem.com.
[6]	Jain K. Anil, Ross Arun and Prabhakar Salil, “An introduction to biometric recognition”, IEEE Transactions on Circuits and Systems for Video Technology, 2004, vol.14, no.1, pp. 4-20.
[7]	A. K. Jain, A. Ross and S. Pankanti, “Biometrics, A Tool for Information Security”, IEEE Transactions on Information Forensics And Security, 2006, vol.1, no.2, pp. 125 – 144. 
[8]	S.Prabhakar, S.Pankanti and A.K.Jain, “Biometric Recognition, Security and Privacy Concerns”, IEEE Security & Privacy, 2003, pp. 33-42.
[9]	A. Al-Ajlan, “Survey on fingerprint liveness detection,” in Proc. Int. Workshop Biometrics Forensics (IWBF), 2013, pp. 1–5.
[10]	Zhihua Xia, Chengsheng Yuan, Rui Lv, Xingming Sun, Neal N. Xiong, and Yun-Qing Shi (2018) "A Novel Weber Local Binary Descriptor for Fingerprint Liveness Detection" IEEE Transactions on systems, man, and cybernetics, IEEE 2018
[11]	Nenad Badovinac, Dejan Simic, Beograd, Serbia (2019) "A Multimodal Biometric Authentication (MBA) in Card Payment Systems" International Conference on Artificial Intelligence: Applications and Innovations (IC-AIAI), 2019.
[12]	Abdullah Saud, Nazar Elfadil(2020) "Biometric Authentication by Using Fingerprint Recognition System" 2020 International Journal of Scientific Engineering and Science, 2020.
[13]	https://uidai.gov.in/

DOI Link : https://doi.org/10.22362/ijcert/2021/v8/i03/v8i0302

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Citation Index

Citations Indices	All
Citations	1026
h-index	14
i10-index	20
Source: Google Scholar

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DOI:10.22362/ijcert

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